Weather conditions in our region can deteriorate rapidly, and no part of your home is more exposed to wind, rain, ice, snow, hail and other storm-related problems than your roof. When a storm hits your home or commercial roof, turn to J.W. Tull – trusted roofers of the greater Wilmington, DE area.
Our services include a dedicated roof repair team of experienced roofers with the skills necessary to quickly assess damage, make emergency repairs to mitigate damage, then return to make more complete and permanent repairs to restore your roof to good health.
Our roofing experts can quickly repair and restore any type of roof, including shingle, flat roof, slate and commercial roofing systems. No job is too big or too small. We even repair storm-damaged gutters, siding, trim and windows.
Our Roof Service Crews Typically Encounter:
• Wind Damage Roof – High winds can loosen or tear of shingles, loosen flashing, pry gutters from the roof and even topple chimneys. Have J.W. Tull Contracting inspect your roof after a windstorm to make sure there is no damage that could expand and cause problems later.
• Falling Debris – Tree limbs, power poles and wind-driven debris can penetrate your roof deck and allow water to rush in, causing serious structural damage.
• Hail Damage Roof – Even small hail stones can harm a roof by pummeling shingles, cracking tile and causing hidden “hail bruises” on underlayment.
• Snow and Ice – Heavy snow pack can put undue stress on rafters and the underlying roof structure, and freezing temperatures can loosen flashing and masonrys.
Insurance Coverage for Roof Storm Damage Depends on Your Policy
As soon as you notice damage, you should contact your insurance company and submit a claim. Whether or not the policy will cover the damage or replace your roof can depend on:
• Your homeowner’s policy provisions
• What sort of roof damage you have
• The age of your roof
• When the damage occurred
When you call to make a claim, your insurance company will send out an insurance adjuster to inspect the roof and damage. Based on that inspection, the company will determine whether they will pay for repair or replacement. Depending on your policy, even if they do agree to pay for a replacement, you may not get the full amount. For example, if your roof is more than ten years old, your insurance may depreciate the coverage and only pay for part of the replacement. However, most policies cover depreciation (it’s called recoverable depreciation.) Insurance companies typically send a check prior to the work being done, and then will send a second check for the recoverable depreciation after the work has been completed.